Saturday, February 7, 2009

How to safeguard our personal and financial data?

Nowadays, personal information and financial data are very important in our life, especially when we are surfing the Internet. It is very important to prevent our privacy information from exposure by protecting ourself from hackers and theft on the Internet. They try to hack to our computer or website that we visited and get information about us. They also can easily access our financial accounts, credit records, and other privacy information. We need to be on watch and protect our personal and financial data from these thieves. The method of protection depends on what kind of data you are safeguarding, how important it is to you, to your organization or to your customers. Recently, criminals use email to link consumers to fraud Web sites that ask them to "confirm" their account information by entering it into an official-looking online form.



There are 6 ways to secure your personal and financial data:

  • Secure your mail - Empty your mailbox quickly so illegal don’t have a chance to grab credit card fields. Never mail bill payments and checks from home because they stole from your mailbox and erased the payee's name with solvents. Use the post office or another secure location to mail your payments and checks.
  • Safeguard your Social Security number - Don’t carry your card with you, or any other card that may have your number, such as health insurance card. Don’t write your number on your checks. It is the primary target for thieves because it gives them access to your credit report and bank accounts.
  • Secure Your Network - If you have a wireless network at home or work, make sure that you secure it. Hacker can gain access to your unsecured network in a matter of seconds. Lock your router by looking at the documentation of your wireless router because it can encrypt your information. It won't affect your wireless network, but it will keep intruders from getting a hold of your info. Antivirus software may help you to avert from hacker.
  • Be more suspicious with personal information - Define the company privacy policy is and whether you can arrange for the organization by not share your information with other people. You must pay attention on the terms and condition mentioned by the company.
  • Review your payment statements carefully - Make sure you identify the website and check the purchases listed before paying the bill. If you don't need or use department-store or bank-issued credit cards please closing the accounts. Always check the statement carefully before you leave the website.
  • Destroy private records and statements - Tear up or destroy your credit card statements, solicitations and other documents that contain private financial information. The user name and the password should be deleted immediately.

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